Monicah Wambugu is the lead Data Scientist at Loanbee, a financial technology company that offers micro-loans by leveraging on data, machine learning and analytics to perform alternative credit scoring. She is a graduate student at the School of Information at UC Berkeley Masters in Information Management and Systems. Monicah is particularly interested in how data science and machine learning can be used to design products and applications that respond to the behavioral and socio-economic needs of target audiences.